Terms of Service

1. Platform Scope & Purpose

EXPENX provides cloud ledger infrastructure for individuals, freelancers, and small businesses to record financial transactions, track category allocations, manage envelope budgets, and generate summary financial statements.

2. User Responsibility & Self-Reporting

By using EXPENX, you acknowledge and agree that:

• You are solely responsible for verifying the accuracy of transaction records, currency conversions, and uploaded invoices.
• Generated PDF reports or CSV exports must be verified against official banking records and government tax receipts.
• You are responsible for safeguarding your login credentials and maintaining account confidentiality.

3. AI Assistance & Insights Disclaimer

AI-driven insights, categorization suggestions, and executive summaries are provided as algorithmic aids for organizational convenience only. They do not constitute formal fiduciary advice or certified audit verification.

4. Account Termination & Deletion

You retain the full right to delete your account and all associated financial records at any time via the Danger Zone in your settings. Upon confirmation, all personal profiles, ledger entries, and stored receipts are permanently deleted.

5. Limitation of Liability

To the fullest extent permitted by applicable law, EXPENX and its maintainers shall not be liable for any indirect, incidental, special, or consequential damages resulting from ledger errors, tax penalties, or data loss.

6. Contact Information

For legal inquiries, terms clarification, or platform questions, please reach out to our dedicated support desk at:
support@expenx.virenesis.com